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Are You Maximizing Your Dental Benefits Before The Year Ends?

  • Writer: South SF Dental Care
    South SF Dental Care
  • Aug 8
  • 3 min read
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As we approach the end of the year, it's essential to evaluate your dental benefits and ensure you are making the most out of them before they reset. Many dental insurance plans operate on a calendar year basis, meaning any unused benefits typically do not roll over to the next year. This makes the remaining months of the year a crucial window to take advantage of your benefits fully.


That means if you haven't scheduled your cleaning, filled that small cavity, or completed recommended treatment, you could be leaving money on the table -- money you’ve already paid for through your premiums.


Why You Should Act Now


  1. Annual Maximums Reset and Deductibles Start Over

    Dental benefits are designed to promote preventive care and help you maintain good oral health, and preventative care is often fully covered. By attending regular check-ups, cleanings, and addressing any issues promptly, you can prevent more significant problems down the road. However, these benefits are often underutilized, with many individuals failing to maximize the coverage available to them.


    If you’ve already met your deductible this year, now’s the perfect time to complete any pending treatment before you have to start paying out-of-pocket again in January.


  1. Treatment Needs Can Get Worse — and Cost More

    Just like you get regular oil changes for your car, don't underestimate the importance of routine cleanings and exams. Dental benefits are designed to promote preventive care and help you maintain good oral health. Putting off these treatments and services can help you avoid bigger (and more expensive) dental issues later.


  2. Holiday Rush Is Real

    End-of-year schedules fill up fast—both for patients and dental teams. Booking now means you get your preferred date and time. With just a few months left in the year, now is the time to schedule any necessary dental procedures or appointments you may have been postponing.


How to Maximize Your Dental Benefits


  • Check your coverage - We offer complimentary insurance verification to help you understand what’s available before the year ends.

  • Prioritize Needed Treatments - If you’ve been delaying a crown, filling, or periodontal treatment, schedule it before your benefits reset.

  • Don't Wait To Book - It happens every year: every year, patients call in just before Thanksgiving and Christmas, hoping to schedule that last cleaning. With limited holiday hours, our schedule tends to fill up quickly towards the end of the year, so booking your appointments early ensures you secure a convenient time that works for you.

  • Combine Appointments - If possible, complete multiple treatments in one visit to save time and maximize your coverage.

  • Plan For Next Year - It's always better to schedule first, and make changes later. We can help you map out your dental care for 2026 so you make the most of your benefits when they renew.


Your Smile Is Worth Your Time and Investment

Dental insurance is there to help you maintain a healthy, confident smile—but only if you use it. Don’t let your hard-earned benefits go unused.


If you have any questions, please give us a call or stop by! We are happy to answer all the questions you have and to get you scheduled so you can utilize your benefits. Don't let these benefits go to waste—take action today to ensure a healthy and vibrant smile for years to come!

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